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- Home insurance tips
- Home insurance FAQs
- What does buildings insurance cover?
- What type of home insurance should I get?
- How much contents insurance do I need?
- What does home insurance cover?
- How to calculate rebuild cost for insurance?
- Does home insurance cover flooding?
- Does home insurance cover fire?
- Are carpets included in contents insurance?
- Is building insurance compulsory?
- Is home insurance the same as building insurance?
- How much should I insure my house for?
- Does landlord insurance cover loss of rent?
- What is accidental damage cover?
- What insurance do I need to buy a house?
- Does a tenant pay building insurance?
- What is investment property insurance?
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- Is a fitted kitchen covered by buildings insurance?
- What is buy to let insurance?
- What do I need to get a home insurance quote?
- Underinsurance
Accidental damage can be purchased as an optional add-on to your home insurance, where the home is owner occupied or for renters insurance.
Accidental Damage covers unintentional damage to the building or its contents. For example, putting a foot through the ceiling whilst in the attic above, or knocking over the TV.
Accidental Damage is an optional cover which provides protection for events not covered by the normal perils of fire, flood, theft, etc. You can have both accidental damage insurance for buildings and accidental damage cover for contents. When taking out home insurance always check what exactly is covered under accidental damage. Make sure you check the terms and conditions of your policy because if you have accidental damage cover for your building it doesn’t necessarily mean you have accidental damage cover for your contents.
Related Questions
Terms, conditions and underwriting criteria may apply.
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