Many travelers carry credit cards in their wallets because of the useful perks they offer. Free airport lounge access is a popular benefit some premium travel credit cards offer, making your time at the airport more comfortable and relaxing.
The Chase Sapphire Reserve® includes Priority Pass Select membership benefits, allowing travelers to visit eligible airport lounges. But with this credit card, you can also get discounts in the form of dining credits to redeem at select airport restaurants. However, that benefit will soon no longer be available to Chase Sapphire Reserve® cardholders. Here's what you need to know.
Ratings Methodology
Chase Sapphire Reserve®
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Rating image, 4.50 out of 5 stars.
4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5Our ratings are based on a 5 star scale.5 stars equals Best.4 stars equals Excellent.3 stars equals Good.2 stars equals Fair.1 star equals Poor.We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Credit Score:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Apply Now for Chase Sapphire Reserve®
OnChase'sSecure Website.
Credit ScoreFalling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Good/Excellent (670-850)
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
22.49%-29.49% Variable
RewardsEarn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
5x points on flights and 10x points on hotels and car rentals through Chase Travel℠.
Annual FeeN/A
$550
Welcome OfferEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
60,000 bonus points
This Chase card is your ticket to big rewards on travel spending and dining out, like up to 10x points on spending through Chase Travel, where your points are worth 50% more if you book through Chase Ultimate Rewards. You'll also score excellent perks, like a $300 travel credit, airport lounge access, and a Global Entry/TSA Precheck credit. The annual fee is hefty, but if you can use all its features, this card could be well worth the cost.
- Sign-up bonus
- Travel credits
- Airport lounge access
- Travel and dining rewards
- Flexible travel points
- Annual fee
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
- $300 Annual Travel Credit as reimbursem*nt for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Member FDIC
This Priority Pass perk is going away for some cardholders
If you have the Chase Sapphire Reserve®, you should be aware that one of the benefits included with your complimentary Priority Pass Select membership is being eliminated soon. On July 1, 2024, you'll no longer be able to use your membership to get discounts on food and drinks at participating Priority Pass airport restaurants.
Those with an eligible Priority Pass Select membership can visit select airport restaurants and redeem dining credits, which they can then use to purchase food and drinks off the restaurant menu. Over 30 airport restaurants worldwide participate in the program.
Most restaurants offer Priority Pass Select cardholders up to $28 in credit or $56 for up to two people. This added perk was helpful for travelers who visited airports without Priority Pass airport lounges or could not enter a lounge due to capacity limits. Not having to pay out of pocket for pricey airport food felt like a win.
Chase Sapphire Reserve® cardholders should be aware of this upcoming change so they can plan accordingly for their next trip. Luckily, they can continue to use their Priority Pass Select membership cards to access eligible airport lounges. So, the included complimentary benefit still provides value, especially for those who fly often.
Is the Chase Sapphire Reserve® still worth it?
The Chase Sapphire Reserve® has a hefty annual fee of $550, so it's in your best interest to ensure you can use its benefits before you apply for this card. It may not be your ideal rewards credit card if you can't take advantage of the perks provided. But if you're a frequent traveler, you may find the perks included with this travel card worthwhile.
One of the standout features of the Chase Sapphire Reserve® is the included annual travel credit. Unlike other travel credit cards, it's straightforward to use. When you charge qualifying travel purchases to your card, you'll be eligible for up to $300 in annual travel credit as a statement credit to your account.
You can also earn rewards when you spend money on travel, dining, and other purchases. Plus, the Chase Ultimate Rewards program is flexible, allowing cardholders to redeem their rewards for travel in several ways, including transferring their Chase points to eligible airline and hotel partners. This card provides a lot of value for many travelers.
Read our Chase Sapphire Reserve® review to learn more about this card's top features. If you want a different card with benefits that appeal to travelers, check out our list of the best travel credit cards for more inspiration. There are plenty of other travel credit card options.
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