3 min read · Jan 2, 2024
--
I read every personal finance advice column I come across, and none of them ever start with the most important question of all: Am I making enough money?
They tell me to max out my RRSPs, access any employer matching, stop buying lattes, start automating my savings.
But when I first started budgeting, I was making less than $30,000/year, and that was my biggest problem.
“Making enough money” means that your take-home pay covers all of your bills and leaves enough left over for a little bit of savings and maybe some…
