How do 0 percent credit cards work? (2024)

If you have an 'offer window'

For example, you might have 0% interest for 18 months on balance transfers made up to the first 90 days from account opening. Any transfers made later would be at your standard rate, unless new transfer offers have been made available to you. Offer windows may vary, so always check your offer details. Transfer fees may apply.

How do 0 percent credit cards work? (2024)
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