Getting sick or injured in Canada | Allianz Global Assistance (2024)

FAQs

What happens if a tourist gets sick in Canada? ›

If during your visit to Canada you get sick or injured, the Canadian government won't pay for any hospitalization or emergency medical services for visitors. Also, if you don't have proper medical insurance coverage, you will be liable to pay for any medical service out of your own pocket.

The Canada Health Act works to ensure that Canadians receive most of their medical care for free, but this does not apply to those visiting from outside the country. If you are injured, you will need to use your own health insurance or pay out of pocket for the medical care you receive in Canada.

You will usually receive reimbursem*nt if your trip is cancelled for: unexpected illness or injury of you or a traveling companion that deems you unfit to travel; hospitalization or death of non-traveling family member; weather or common carrier issues; unforeseen natural disaster at home or the destination; a legal ...

Foreigners will receive emergency care, but non-urgent medical treatment won't be covered. To make sure you won't have to pay for all of your medical expenses, you should sign up for an international health insurance plan.

If you are not a Canadian resident with a valid health card, you will be responsible for the cost of your care. Health PEI charges fees for a variety of services which can differ between facilities. Fees are subject to change without notice. You may also be charged a fee for accessing your health records (fees vary).

Depending on your immigration status, the government of Canada provides free emergency medical services, even if you don't have a government health card. If you have an emergency, it is recommended to visit the nearest hospital. A walk-in clinic may charge fees if you're not a resident of that province or territory.

The short answer is yes, foreigners can get healthcare in Canada. However, it highly depends on your status in the country, and it may take some time before you are covered by provincial coverage and then be able to apply for extended health cover through the private system.

Canada provides world-class hospitals and top-ranked health care in the event of a medical emergency. However, U.S. government health insurance plans do not pay for hospital costs, medical expenses or prescription drugs for visitors to Canada.

Conditions which may not be covered

Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.

What reasons are not covered by travelers insurance? ›

Special care if you become ill or injured while traveling

Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people—anytime, anywhere. As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.

Allianz Global Assistance makes it simple. You can file a claim on the phone, by mail, online or using the TravelSmart app. Describe what happened, explain your losses, and upload supporting documentation, such as your travel itinerary and receipts. Then, choose how you want to receive payment for an approved claim.

Allianz Global Assistance is available to help you with any overseas medical emergency. You can contact Allianz Global Assistance 24 hours a day, seven days a week.

As a foreign visitor to Canada, you can visit any doctor or hospital, as long as you pay the bill. Relatively small amounts, you pay upon your visit. After you returned home, send the medical bill to your insurance company.

No. However, it is possible for non-residents to get emergency healthcare coverage while in Canada (but it won't cover non-emergency expenses). This is highly recommended no matter whether you're visiting the country for one week or multiple months.

You'll be responsible for paying things like doctor's fees, prescription medications or ambulance transport services. Regardless of what province you call home: You will have to have a valid provincial health card. You'll be reimbursed based on Canadian dollars and the current provincial rate for the services you need.

The short answer is yes, foreigners can get healthcare in Canada. However, it highly depends on your status in the country, and it may take some time before you are covered by provincial coverage and then be able to apply for extended health cover through the private system.