The ECOA requires bankers to treat all similarly situated credit applicants equally based solely on their credit qualifications and not any of the prohibited bases such as race, national origin, gender or age. It is one of the two main pillars of the nation’s fair lending laws (the other is the Fair Housing Act). The statute is implemented by the Consumer Financial Protection Bureau’s Regulation B.
Proposed Rules & Recent Amendments
Related Training & Events
- Reg B 1071
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- Equal Credit Opportunity Act (Reg B)
Self-Paced Training
- Reg B Overview
Self-Paced Training
- Reg B Evaluating Applications
Self-Paced Training